INSURANCE IN COSTA RICA

Costa Rica requires that all vehicles be covered by liability insurance (TPL). No vehicle can be rented without this protection. Most car rental search engines or travel sites like Expedia, Booking, Travelocity or similar have a really low published daily rate for vehicles, they only offer the daily price of the vehicle and then offer you their own insurance. When you think you are getting a great deal, the cost goes much higher at the end and it is too late. Our rates are Final and when we say NO HIDDEN FEES it means the price quoted will be final.

THIRD PARTY LIABILITY (TPL)

By law, Costa Rica requires that each rental vehicle be insured with Third Party Liability (TPL). This is a mandatory policy. It protects renters against liability resulting from injury or property damage to third parties with a 20% deductible. No vehicle can be rented without this protection. This means that 80% of the damages to third parties are covered by TPL and 20% of the damages are covered by the client.

CDW BASIC (BASIC INSURANCE)

The Basic CDW covers the rental vehicle up to a maximum deductible. This coverage is already included in all our daily rates (NO additional charge).

Rental deposit: $700 (retention) will be made by check-in to the customer’s credit card on the day of rental.

Limits liability for damage and/or theft inside the vehicle. Renters are only responsible up to the deductible ($1500).

Deductible of $1,500 for damage and/or theft inside the vehicle, except in case of negligence.

Basic CDW does not cover damage to stereo, windshield and windows, roof racks, loss of car keys, damage to the underbody or interior of the vehicle, except in the event of a collision. The renter is responsible for the repair or replacement of tires in case of puncture or blowout.

This insurance includes

  1. CDW with a maximum deductible of $1500 (except for negligence).
  2. TPL with 20% deductible (20% depending on damage)
  3. Roadside assistance

CDW & TPL FULL (INTERMEDIATE INSURANCE)

CDW & TPL FULL covers the rental vehicle up to a maximum excess. This coverage is already included in all our daily rates (NO additional charge).

Rental deposit: $500 (retention) will be made by check-in to the customer’s credit card on the day of rental.

Limits liability for damage and/or theft inside the vehicle. Renters are only responsible up to the deductible ($1000).

Deductible of $1,000 for damage and/or theft inside the vehicle, except in case of negligence.

CDW & TPL FULL does not cover damage to stereo, windshield and windows, roof racks, loss of car keys, damage to the underbody or interior of the vehicle, except in case of collision. The renter is responsible for the repair or replacement of tires in case of puncture or blowout.

This insurance includes

  1. CDW with a maximum deductible of $1000 (except for negligence).
  2. TPL WITH NO DEDUCTIBLE
  3. Roadside assistance

ALL RISK (FULL INSURANCE)

ALL RISK covers the rental vehicle with no maximum excess.

Rental deposit: $300 (retention) will be made by check-in to the customer’s credit card on the day of rental.

ALL RISK covers damage to the stereo, windshield and windows, roof racks, loss of car keys, damage to the underbody or interior of the vehicle, except in case of collision. The renter is responsible for the repair or replacement of tires in case of puncture or blowout (except in case of destruction).

This insurance includes

  1. CDW WITHOUT DEDUCTIBLE
  2. TPL WITHOUT DEDUCTIBLE
  3. Roadside assistance
NO INSURANCE COVERS DAMAGE IN CASE OF COMPLETE THEFT OF THE VEHICLE OR NEGLIGENCE AND THE RENTER WILL ALWAYS BE LIABLE TO PAY 25% OF THE TOTAL VALUE OF THE VEHICLE.

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